Accident policy

An insurance agent approaches a cowboy, trying to sell him an accident policy.
The agent inquires, “Have you ever had an accident?”
“Never,” the cowboy responds. “However, just recently a horse kicked in two of my ribs, and back a couple years ago a rattlesnake bit my ankle.”
“Wouldn’t you call these accidents?” says the puzzled agent.
“Nah,” the cowboy replies. “They both did it on purpose!”

It’s in the Smile

What Is Your Bed Number