Kathy goes to her local bank, walks into the manager’s office, and says, “I want a loan. I am going to divorce my husband.”
“Oh, we don’t give loans for divorces,” the manager says. “We offer loans only for things like real estate, appliances, automobiles, businesses, and home improvement.”
Kathy interrupts: “Stop right there. This definitely falls into the category of ‘Home Improvement’.”